Partners · Bankers & Lenders
Lender quality of earnings partner for SBA 7(a) deals
Lend with confidence. Know what the borrower's numbers really say.
Lenders depend on borrower financials. We test them. From the quality of earnings behind an SBA 7(a) acquisition to loan fraud and workouts, we help banks and lenders verify the numbers, reduce loss and recover when a loan goes wrong.
When to call us
- An SBA 7(a) acquisition of $3 million or more needs an independent QoE
- A borrower's financials look too good, or do not match bank activity
- A loan is in default and the collateral or records are in question
- A loan officer or employee is suspected of fraud
Quality of earnings report and SBA 7(a) quality of earnings
Loan fraud investigation and workout support
- Quality of earnings for acquisitionsIndependent QoE reports with proof of cash for the lender's review.
- Loan fraud investigationTrace misused loan proceeds, false financials and diverted collateral.
- Bankruptcy and workout supportPreference, fraudulent transfer and solvency analysis, plus recovery and liquidity review.
- Compliance and AML supportAssess compliance practice against policy and the rules that apply.
- Collateral and distressed valuationGoing-concern or liquidation value for borrowers under pressure.
- Fraud prevention trainingTraining for lending staff on red flags and reporting.
What you gain
Reduce credit risk
Verify earnings and cash before the loan closes.
Speed recovery
Evidence packages and schedules for recovery, restitution and referral.
Meet new requirements
Have a QoE partner ready for the SBA 7(a) rule that starts October 1, 2026.
How we work together
- We can be engaged by the lender, the borrower or counsel, depending on the matter.
- Reports are independent, documented and prepared for credit committee review.
- Our principal is a former FBI forensic accountant and Certified Fraud Examiner.
- Scope, timeline and fee are agreed before work begins.
- We keep every matter confidential.
Add a forensic accountant to your team.
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